Do Painters in Omaha, NE Have Financing?

If you’re thinking about getting your home painted, you’ve probably started looking at the cost, and let’s be honest—it can be a little overwhelming. Whether it’s an exterior repaint, freshening up your interior, or refinishing cabinets, high-quality painting isn’t cheap. You know that a good paint job is an investment, but what if you don’t have the full amount saved up right now? Are there painting companies in Omaha that offer financing? And if so, how do those payment plans work?

At Brush & Roll Painting, we understand that repainting your home is a major decision—both in terms of cost and the impact on your home’s appearance. We’ve been serving the Omaha area since 1996, and our commitment has always been to provide exceptional work using high-quality products.

Because we understand that homeowners sometimes need flexibility when it comes to paying for large projects, we’ve partnered with EnerBank USA to offer a 12-Month Same-as-Cash financing option.

If you’re wondering whether painting companies offer financing, you’re in the right place. By the time you’re finished reading, you’ll be able to make a decision on whether or not financing is right for your painting project.

Do Painting Companies in Omaha Offer Financing?

The answer is: it depends. Some painting companies do, and some don’t. It often comes down to the size of the company and how they structure their business.

Small Painting Contractors

Most small painting companies or independent contractors don’t offer financing. These businesses typically require a deposit upfront and final payment when the job is completed. Since they don’t have the resources to manage payment plans, financing is usually not an option.

Larger Painting Companies and Franchises

Bigger companies and national franchises are more likely to have financing options available. These businesses often work with third-party lenders or banks to offer homeowners a way to spread out payments over time.

At Brush & Roll Painting, we’ve partnered with EnerBank USA to provide financing that allows homeowners to complete their painting projects now and pay later.

House Painting Financing Options

If you’re looking for house painting financing near me, there are a few common options you might come across:

1. Same-as-Cash Financing

We offer 12-Month Same-as-Cash financing through EnerBank USA. This means:

• No interest if the full amount is paid off within 12 months
• No monthly payments are required during that time
• A flexible way to complete your paint job without the financial strain of paying everything upfront

2. Personal Loans

Many homeowners choose to take out a personal loan from their bank or a lending company to cover painting costs. This can be a good option if you qualify for a low interest rate, but remember that repayment terms and interest rates will vary based on your credit.

3. Credit Cards

Some homeowners put their painting project on a credit card, especially if they have a rewards program or a 0% APR promotional period. However, some painting companies may charge a processing fee for credit cards. Also, if you don’t pay off the balance before interest kicks in, this can become an expensive option.

4. Home Equity Loans or HELOCs

If you have equity in your home, you could use a home equity loan or home equity line of credit (HELOC) to finance your painting project. These options typically have lower interest rates than personal loans or credit cards, but they do require using your home as collateral.

Is Financing a Paint Job a Good Idea?

Financing isn’t for everyone, but it can be a smart choice in certain situations. Here are some things to consider:

Pros of Financing a Paint Job

• Immediate Results: You don’t have to wait to improve your home’s appearance or protect it from the elements.
• Flexible Payments: Spreading payments out can make a large expense more manageable.
• No Interest with Same-as-Cash: If you use an option like Brush & Roll Painting’s 12-Month Same-as-Cash financing and pay it off in time, you won’t pay any extra for financing.

Cons of Financing a Paint Job

• Potential Interest Costs: If you choose a financing option with interest, the total cost of your project will be higher than if you paid upfront.
• Ongoing Payments: Monthly payments may not be ideal if your budget is already tight.
• Approval Requirements: Not everyone will qualify for every financing option or will cover the total amount that the project costs.

How to Decide if Financing a Paint Job is Right for You

Before deciding to finance your paint job, ask yourself:

• Can I afford to pay for the project in full without financial stress?
• Will I be able to pay off a Same-as-Cash loan within the interest-free period?
• Do I qualify for a low-interest financing option?
• Would delaying the paint job cause further damage to my home?

If you need a paint job now but paying the full amount upfront isn’t an option, financing can be a great way to get the work done without putting too much strain on your budget.

Painting Companies with Financing in Omaha

If you’re searching for painting companies with financing near me, you now have a better idea of what to expect. While small contractors typically don’t offer financing, larger companies and franchises do likely have options available.

Since 1996, Brush & Roll Painting has been providing Omaha homeowners with high-quality painting services, and we know that cost can be a concern. That’s why we offer 12-Month Same-as-Cash financing through EnerBank USA, allowing you to get your painting project completed now and pay later—without interest if paid off within the promotional period.

If you’re ready to transform your home with a fresh coat of paint but want to explore financing options, click the button below to get a quote today.

Not sure how much your painting project will cost? Use our paint pricing calculator to get an estimate based on the details of your project. Whether you’re planning an exterior repaint, interior update, cabinet refinishing, or deck staining, plugging in the specifics can help you understand the potential cost. This tool gives you a better idea of what to budget for and allows you to explore financing options that make sense for your home improvement plans.